Hi, I'm Garrett. I started the Cheatcode Wealth Newsletter to share the lessons I learned over the last 20 years about money and income. I started from nothing. I had no money, no car, no skills, and only a strong ambition when I left home to head to college. Four years later, I had two bachelor degrees and $12,000 in student loans and I did it by myself.
Life is too short to stress about money. I know what it's like to live paycheck to paycheck. There was a time that I could only put $5 of gas into the tank. Fast forward and I've built a $50,000+ per year passive income portfolio. I did it with the right money mindset, thousands of hours of self study, and consistency. There were many failures along the way, which I am happy to share with my readers.
These lessons I've learned have turned into wealth cheatcodes for me. They aren't complicated and they make it easier and faster to grow wealth. It's never been a priority for me to create mountains of wealth. I want what most people want: A happy life free from worry about money.
I have found that most financial advice offered by gurus and coaches have all come with a catch: you can have your financial freedom but you have to sacrifice to get it. That doesn't work for me. I have four young kids. I want to experience life while I'm young. And none of us are guaranteed another day.
I finally solved the problem. I found a way to balance wealth and life. The key is passive income. But it's not as simple as getting passive income. First, you must understand money. Not just how to save it and earn it. But how it works, how it is created, and how it is degraded.
Next, you must maximize your active income. For most people, this means income from a job. I despise job-shaming! There is too much job shame in the world. The fact is, most people can maximize their earning potential at a job. I've spent 20 years mentoring, hiring, and coaching people and helping them succeed in their careers.
Finally, passive income can take root in your life and flourish. It is overwhelming at first to pick a passive income method that is right for you. I tried several including rental real estate, dividend investing, digital products, options selling, and more. I wasted a lot of precious time testing them out. I have put together a guide that helps people narrow down which passive income strategies are best suited for them. It considers their particular skills, assets they own, time they have available, and more.
Now, I coach people how to grow their income painlessly and reach a more blissful life. If I can do it, anyone can. All it takes is a few cheatcodes.